A special store for Christmas
PHOTO – B4BEES/CC, FLICKR
Adapted from The Province
BC shoppers want to spend less for Christmas this year.
Financial managers advise families to make a plan.
A plan for spending is called a budget.
Families should make a holiday budget.
They should plan how much to spend.
Spending tips for the holidays:
- Shop early.
- Shop with a plan.
- Stick with your plan.
- Pay with cash or your debit card.
This Christmas make a budget and stick to it.
Decide how much you will spend on each person. Decide how much you will spend on food and drinks.
Read the PDF and do the exercise
A cheese counter in Vancouver, B.C.
Photo by: Dave Shea – Creative Commons, Flickr
Reading by: Patty Bossort
CLICK HERE for the text version of this article (print issue only).
An aisle at a store
Photo by Nila Gopaul
- Write out a list of food you need.
- Only buy what is on your list.
Read the PDF.
- Shop on the outside aisles (parts) of the store.
There are healthier foods there and foods in season, which are cheaper.
- Eat less meat. Meat is expensive.
Protein such as tofu, beans, legumes, nuts, and fish are cheaper.
These foods are healthy, too.
- Check your prices. “On sale” does not mean the best price.
If it is a good deal, buy more than one.
- Pay attention at the check out!
Most big stores in Canada follow this rule:
If the store charges you more for one of the items you bought, they must:
- give you $10 off the price (if it cost more than $10).
- give it to you for free (if it costs less than $10)!
A woman is buying fruit and vegetables.
Photo by iStockphoto